Some people don’t believe in giving their kids an allowance. They say chores should be done as a contribution to the family.
I get that. But we pay our kids for doing their chores, so we can teach them about tithing – sharing their money with the church and others.
At the end of each week, if our children have done their chores, we give them an allowance. Then we help them break it down into three categories: Tithe Some, Spend Some, Save Some.
Tithe Some. Right off the top they put 10% in their “tithe jar” (a simple mason jar I wrote the word “tithe” on with a permanent marker). Then, on Sunday, the children have an opportunity to give their offering to Jesus at church, if they’ve done their chores.
We settled on 10% because the Bible mentions in several places that we should give 10% back to the Lord.
“Make an offering of ten percent, a tithe, of all the produce which grows in your fields year after year.” (Deuteronomy 14:22)
Once the tithe has been set aside, we help the kids split the remainder of their allowance into “Spend Some” and “Save Some.”
Spend Some. Half of their remaining allowance goes in their wallet. We buy them the things they need, but this money is for the things they want. The things we don’t see as necessities.
As our 10-year-old has gotten older, we’ve tried to increase his concept of using money wisely by requiring him to pay for his cat’s food and litter as well.
Save Some. The other half of the remaining allowance goes in their piggy bank (and eventually to the actual bank) to save for their future.
As adults, we’ve found it can be very hard to give away 10% of our income, with so many bills rolling in each month. But we’re trying to do better ourselves, and we’re hopeful, if we teach our boys from a young age, it will feel like second nature to them when they give back to their church and to others.
After all, the money we have is God’s money. He has trusted us with it, and it’s our job to use it responsibly according to His will.
Jenni DeWitt is embracing the power of prayer as she learns to love like a Christian in this crazy, mixed up world. She is the author of two books — Forty Days and Why Won’t God Talk to Me? as well as an upcoming YA Christian fiction trilogy. Find out more on her website at jennidewitt.com.